Auto Protection

Chuck Smith asked:


The warranty of your car is something that comes when you purchase your vehicle. It is considered as a promise from the manufacturer that says that the vehicle you purchased is factually stated and legally implied by the company that created the vehicle.

With this in mind, it is then important that you do know and understand what is stated in the warranty in your car. In fact, this document should not be just simply kept and stored. As a car owner, you should be able to read it and understand everything entailed in it.

Of course, not all car warranties have been written the same. Some offer a great amount of coverage while some offer coverage for only a couple of items that the company may state. Some would have car warranties that would be only for 12 months. Others offer up to three years in warranty.

Go ahead and read everything in the warranty booklet. This is the first step to understanding it. If you do not know what it is, it could look like your owner’s manual. However, it is much thinner.

Understand the items covered in the car warranty. Almost everything in your vehicle would be covered. However, keep in mind that not all are included. Some items that are commonly excluded in the items covered by car warranties may include your wipers, fluids, tires, belts, accessories, windows, battery, oil filter, and the emissions system.

To make sure that in any case you do need to have something done by the manufacturer itself and so that your car’s warranty would be honored once you need it, follow any schedules recommended as per the maintenance of your vehicle. Keep all records to serve as proof. Also, make sure that you do take good care of your vehicle. Most car manufacturers do not honor warranties when the problem could be due to the fault or abuse or misuse of the owner.

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Charles Cridland asked:


Over the last decade cars have become increasingly reliable. However, large variations in reliability performance do still exist, and reliability is certainly something that should be considered when purchasing a car and deciding whether a warranty is required. A warranty is a type of insurance policy, meaning that if a covered part suffers a mechanical or electrical failure resulting in a breakdown, the warranty will cover the cost of replacement parts and labour. Therefore there is full peace of mind as you know that you will never be left with a huge repair bill to pay.

Warranty Direct and Motoreasy are the two main providers of warranties in the UK. As a price guideline, a 4 year old Peugeot that has traveled 40,000 miles will cost £230 to cover for one year. However, most cars come with a 3 year warranty and if it doesn’t come as standard then many retailers offer a warranty separately. When deciding whether to purchase a warranty separately you need to consider the reliability of your car.

Warranty Direct have gathered data from millions of pounds worth of claims every year to compile the ‘Reliability Index’, a complete guide to the reliability of cars on the road today. One interesting finding is that 25% of cars suffer mechanical failure at some point between its 4th and 5th year on the road, just as the manufacturer’s standard warranty expires. However, huge variations in reliability do exist, as illustrated by our five best and worst performers below.

Ford come in at number 5, with Suzuki and Honda at positions 4 and 3 respectively. Honda with its ‘The Power of Dreams’ slogan appears to live up to its word with a highly reliable range of cars. Mazda comes in second place, with Skoda, perhaps surprisingly, the most reliable car make on the road today. It wasn’t long ago that Skoda was ridiculed for being extremely unreliable and hard on the eye, but they’ve worked intensively on the reliability of their cars. If you’re concerned about being able to drive from one place to another at any time then consider purchasing a Skoda. ‘Practical and exciting. Don’t see that very often’ – it’s certainly practical and is unlikely to let you down.

Moving on to the top 5 list car manufacturers don’t want to be in, Jaguar comes in at number 5. Known more for its looks and performance rather than reliability, many people would see this as a fair trade-off. Land Rover comes in as the 4th most unreliable car. Derided as a car that is unpractical and unnecessary for city roads it also appears that it is unreliable. With the huge increase in taxes in the UK planned for high polluting vehicles a hard time could be in store for the Land Rover. Next up is Subaru, followed by the Jeep in second position. The jeep was really designed for off-road pursuits so perhaps it isn’t surprising to see it struggling in the reliability stakes as they weren’t originally designed for the roads. Finally, the most unreliable car on the road today is Porsche. If a Porsche is your only mode of transport you may want to consider purchasing another more reliable car or certainly a warranty. Whilst it is a high-performance car Lexus have shown that you can be fast and reliable, as they came in as the 6th most reliable car make on the road.

Therefore if you’re looking for a car purely to get you from one place to another consider purchasing a Skoda. If you’re concerned about performance, speed, and looks then Lexus are certainly worth considering.

Tweety asked:


I bought a car in a different city than I live in with a warranty.Now my car needs some work but I don’t want to have to drive 30min to that city to get the work done. Do I have to go back to that city to get the warranty honored?

above_all asked:


I have not seen the paperwork yet, but just curious has anyone purchased warranty for car thru insurance company? is it comparable to that offered from dealership? have you had to use the warranty? was it a good experience? could u use the dealership repair shop? I’m waiting on the official paper, but can’t wait…I’m really curious about this…

?~nichole asked:


I just changed my number and I’m still getting calls that say your car’s warranty may have expired and needs to be renewed immediately.

My car is by no means new and it doesn’t, to my knowledge, have a warranty. Anybody know about this? I’m definitely confused!

RODEO RIDER asked:


My car warranty for my 1996 GMC Jimmy will be expiring soon.now is it possible for me to get an extended warranty with the same company? or do I have to look else where? and if so is it very expensive?